COMPLETELY FREE
Understand your first ETF: free workshop and workbook
Learn to read an ETF factsheet, put a price on fees and investigate what is actually inside the basket. Practise with fictional examples; no fund recommendations or suitability score.
Download the free Excel workbook ↓English .xlsx · Six sheets · No email gate, checkout or macros. The workbook contains fictional examples and editable formulas; it does not import live data.
Your research path
- Identify the exact fund, share class and documents. Save each source and its date.
- Describe the benchmark’s scope and weighting rules in plain language.
- Translate the ongoing charge into an illustrative amount, then check broker and trading costs separately.
- Inspect concentration and repeated holdings across funds. Fund count is not exposure count.
- Separate trading currency, reporting currency and underlying exposure. Check the hedging policy.
- Record income treatment, local questions and what remains unknown. Completing the sheet is not a buy signal.
Try the workshop calculations
Annual fee illustration
Balance × annual charge. Constant-balance approximation, not a predicted invoice. Excludes returns, broker charges, spreads and taxes.
One company in two funds
The rest is allocated to B. Combined exposure = allocation A × weight A + allocation B × weight B. This is not a complete overlap measure.
One foreign-currency scenario
Combined return = (1 + asset return) × (1 + currency change) − 1. Excludes fees, taxes and hedging. A simplified single-currency scenario, not a forecast or global-fund model.
Check the worked examples
10,000 × 0.20% = 20 per year. A 50/50 allocation with company weights of 12% and 20% gives 16% exposure. An asset gain of 10% and a currency decline of 10% combine to −1%, not zero.
Sources and limits
General education. All funds, company names and figures in the workbook are fictional. Product availability, disclosures, taxes and account rules vary by country. Source review: 22 September 2026.