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THE FISCAL NONSENSE SHOP

Less money chaos.
More “I’ve got this.”

The spreadsheets behind a little more financial sense. Pick your toolkit, pour a coffee, give your money a plan.

Good with numbers.
Still bad at impulse buys.

Excel templates · English language · One-time purchaseRead before you buy ↓

SIX TOOLS. ONE BUNDLE.
Workbook preview with fictional example figuresLook inside ↗

6 separate Excel workbooks

Fiscal Nonsense Money Essentials

Six practical money tools, one useful bundle. Save $7.95 versus buying all six separately. Includes everything in Future You Fund and Debt, Meet Your Plan.

$9.99 USDOne payment. Yours to use.

Purchases open when this product is available.

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DIGITAL DOWNLOAD
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1 Excel workbook

Savings goal tracker

Give every goal its own pot. Track six goals, deposits and withdrawals, and see what is still needed.

$2.99 USDOne payment. Yours to use.

Purchases open when this product is available.

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DIGITAL DOWNLOAD
Workbook preview with fictional example figuresLook inside ↗

1 Excel workbook

Emergency fund tracker

Give the unexpected a little less power. Track your reserve, essential-cost coverage and progress toward your own target.

$2.99 USDOne payment. Yours to use.

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DIGITAL DOWNLOAD
Workbook preview with fictional example figuresLook inside ↗

1 Excel workbook

Savings & investing planner

Make a plan for future you. Compare planned contributions and assumed growth, then record what actually happened.

$2.99 USDOne payment. Yours to use.

Purchases open when this product is available.

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DIGITAL DOWNLOAD
Workbook preview with fictional example figuresLook inside ↗

1 Excel workbook

Borrowing comparison workbook

A small monthly payment can hide a bigger bill. Compare five fixed-rate quotes including upfront, financed and monthly fees.

$2.99 USDOne payment. Yours to use.

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DIGITAL DOWNLOAD
Workbook preview with fictional example figuresLook inside ↗

1 Excel workbook

Shared household budget

Split the bills without turning dinner into a spreadsheet argument. Plan shared costs and track who owes whom.

$2.99 USDOne payment. Yours to use.

Purchases open when this product is available.

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DIGITAL DOWNLOAD
Workbook preview with fictional example figuresLook inside ↗

1 Excel workbook

Debt repayment planner

Give your debt a finish-line plan. Compare highest-rate-first and smallest-balance-first strategies with your own figures.

$2.99 USDOne payment. Yours to use.

Purchases open when this product is available.

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DIGITAL DOWNLOAD
Workbook preview with fictional example figuresLook inside ↗

3 separate Excel workbooks

Future You Fund

Three ways to look after future you: savings goals, an emergency reserve and a savings and investing plan. Save $1.98 versus buying these three separately.

$6.99 USDOne payment. Yours to use.

Purchases open when this product is available.

See what is included ↗
DIGITAL DOWNLOAD
Workbook preview with fictional example figuresLook inside ↗

2 separate Excel workbooks

Debt, Meet Your Plan

Compare borrowing before you commit, then give repayment a plan. Two workbooks. Save $0.99 versus buying them separately.

$4.99 USDOne payment. Yours to use.

Purchases open when this product is available.

See what is included ↗

Budgeting methods and the original toolkit

FIND YOUR FITDIGITAL DOWNLOAD
Actual Five Budgeting Methods spreadsheet with fictional example figuresLook inside ↗

5 Excel workbooks

Five Budgeting Methods

A little structure. A lot less “where did it go?” Try five ways to budget and choose the one that fits your life.

  • Maya’s zero-based budget
  • Leo’s pay-yourself-first plan
  • Alex’s adjustable 50/30/20
  • Nina’s cash flow & sinking funds
  • Ben’s cash or digital envelopes

Blank plans, separate worked examples, a method guide and test report.

$15 USDOne payment. Yours to use.

Purchases open when this product is available.

THE WHOLE MONEY DRAWERDIGITAL DOWNLOAD
Actual Complete Money Toolkit spreadsheet with fictional example figuresLook inside ↗

8 Excel workbooks + Sankey viewer

Complete Money Toolkit

For budgets, debt and the months that refuse to behave. Keep more of your money decisions in one toolkit.

  • All five budgeting-method workbooks
  • Monthly budget & money flow
  • Debt payoff strategy planner
  • 12-month irregular-income planner
  • Offline Sankey viewer with SVG export

Setup instructions, fictional examples and test report. Includes everything in the $15 bundle.

$25 USDOne payment. Yours to use.

Purchases open when this product is available.

NO SURPRISES IN THE SMALL PRINT

A good fit
starts here.

These are editable planning tools with real formulas and separate examples. They do not connect to your bank or move money for you.

Just need a quick number? Try a free calculator ↗
What do I need to use them?

Microsoft Excel, sold separately. Tested in Excel for Mac 16.113.1. Windows Excel, Excel Online and Google Sheets have not been tested. Workbooks and instructions are in English. Use one currency per workbook; changing a currency label does not convert amounts.

How do I receive the files?

Checkout and downloadable ZIP delivery are handled by Fourthwall. Unzip the download, read the included guide and enter your numbers in the yellow cells. No physical item is shipped.

Is the Sankey diagram inside Excel?

The complete toolkit includes a separate offline HTML viewer. Copy and paste the budget’s flow table into it, then export your diagram as SVG. It does not automatically sync with Excel.

What does the debt planner assume?

Up to five debts, fixed rates, monthly interest and a fixed payment budget over a maximum 120 months. It compares highest-rate-first and smallest-balance-first strategies. New borrowing, fees and lender-specific daily interest are not included.

What happens at checkout?

Prices are shown in USD. Fourthwall shows applicable taxes and the final payable total before you complete payment. Review the seller, delivery and cancellation terms there. For product questions, email info@fiscalnonsense.com.

What connects to Fourthwall?

This shop checks live product availability through Fourthwall. Your browser sends ordinary connection information, such as your IP address, to Fourthwall. Continuing to checkout creates a cart there. Payment details are entered on Fourthwall, not on this website. No advertising tracker or persistent cart storage is added here.

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Wear the nonsense.

Logo merchandise is in the works. For now, put your budget in better shape than your wardrobe.