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Loan payment calculator.
Estimate a fixed-rate loan payment, total interest and the full amount repaid.
THE NUMBERS, WITHOUT THE DRAMA
How this works
Uses the standard fixed-rate amortizing loan formula with monthly payments and a monthly rate equal to the annual rate divided by 12. At 0%, the principal is divided evenly across the term. Fees, taxes, insurance and other ownership costs are excluded. Lender rounding may differ.
A quick example
A 12,000 loan over 12 months at 0% costs 1,000 a month, with no interest.
Watch the related episode ↗Educational estimates, not personalized financial advice. Check actual rates, fees and terms before making a commitment.
Understand the decision
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