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Rent change decision calculator.

Estimate the monthly all-in difference between staying and moving, then see the simple cash break-even for only the one-time costs that will not return.

Your numbers

Currency changes labels, not exchange rates.

0–100,000,000 in your selected currency
0–100,000,000 in your selected currency
0–100,000,000 in your selected currency
0–100,000,000 in your selected currency
0–100,000,000 in your selected currency

How this works

We add the rent and recurring costs you enter for each option. When moving costs less each month, we divide only the one-time costs that will not return by the monthly all-in difference. A deposit can tie up cash but is not automatically an unrecovered cost. This calculator does not predict rent, deposits, legal rights, moving availability, future expenses or which home is right for you.

MoneyHelper: moving checklist for private renters ↗

A quick example

In the fictional example, staying costs 1,700 a month and moving costs 1,550, a 150 monthly difference. With 900 of unrecovered one-time change costs, the simple cash break-even is 6 months.

Educational estimates, not personalized financial advice. Check actual rates, fees and terms before making a commitment.