FREE TOOL / NO SIGNUP
Debt payoff calculator.
See how long a fixed monthly payment could take to clear a debt, and how much interest you might pay.
THE NUMBERS, WITHOUT THE DRAMA
How this works
Interest is added monthly at the annual rate divided by 12, before each payment. The final payment may be smaller. No new purchases, fees or rate changes are included. Real credit cards may calculate interest daily, so statements can differ.
A quick example
With a 1,000 balance at 0% and payments of 300, payoff takes 4 months. The last payment is 100.
Watch the related episode ↗Educational estimates, not personalized financial advice. Check actual rates, fees and terms before making a commitment.